Nonprofit.Courses Select by Lorman

Health Care Cost Sharing: Spousal Coverage Options, by Lorman

Health Care Cost Sharing: Spousal Coverage Options is brought to you by Lorman

Understand the pros and cons of a spousal surcharge or carve-out and prepare for successful implementation of any changes.

Many employers are facing significant health plan cost increases again this year, even after taking cost-management initiatives into account. Some are changing their approach to spousal coverage in an effort to manage costs. This topic will discuss health plan spousal surcharges and spousal carve-outs and the differences between them. The material will review the pros and cons of each approach, address potential legal issues, and identify the health plan features, cost-sharing structures, and population demographics of plans that realize cost savings with a spousal surcharge or carve-out. Proper implementation of any benefit change is key to its success. This information is critical for employers considering changes to spousal coverage so they can determine whether their organization may benefit from a spousal surcharge or carve out and prepare for successful implementation of any changes.

See more content from Lorman by clicking here.

0 0 votes
Give it a rating!
Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

0 Comments
Inline Feedbacks
View all comments